Jo-Ann Holst, CFP®, is the co-founder of JH Advisers, Inc. and is now retired from day-to-day client management. She continues to support the firm in a limited capacity, meeting with clients by appointment only to provide guidance based on her decades of experience. What began as a mother-daughter partnership in 2010, when Jo-Ann and Colette founded the firm together, has grown into a trusted financial planning practice. Today, Colette leads the firm while Jo-Ann enjoys a more flexible schedule and continues to advise clients in a part-time capacity, maintaining the personal relationships and client-first philosophy that have always been at the heart of the business. With more than 20 years in the financial services industry, Jo-Ann built her career as a fiduciary advisor specializing in retirement planning, investments, tax strategies, estate planning, and comprehensive financial guidance. Her work laid the foundation for the values and client-first approach that continue to define JH Advisers, Inc. Jo-Ann’s earlier career included experience in the securities, insurance, and commodities industries, giving her a broad and well-rounded perspective on financial planning. Outside of work, she enjoys creating fused glass art, gardening and spending time with her husband Robert, her daughters, and her grandchildren.