Client Resources
Client Resources
Welcome to the JH Advisers Client Resource Center. Here you’ll find secure access to your investment accounts, financial planning tools, and additional resources to help you stay connected with your financial goals.
Client Website Links
Access your investment accounts, financial planning tools, and secure client resources in one place.
Schwab Account
Schwab is the platform/custodian JH Advisers uses to manage all of client investment accounts. Your brokerage account, retirement account (like an IRA), or a managed portfolio, Schwab lets you manage and monitor your investments online.
- Log into your Schwab account.
- Go to "Client Services" and select "Update Personal Information".
- From there, you can edit your contact information (address, phone number, beneficiaries and email).
- Confirm changes: Depending on the information updated, Schwab may send a confirmation or verification notice.
Call the office and we will help you move money to your bank. Please don’t do this on your own as it might disrupt your investments if you don’t have enough cash in the account.
- Log into Your Schwab Account.
- Navigate to "Transfers & Payments": From the main menu, select "Transfers & Payments" and then click on "Transfer Funds."
- Choose the Account Types: Select the source account (e.g., checking, brokerage, IRA) and the destination account (e.g., brokerage, checking) for the transfer.
- Enter the Transfer Amount: Input the amount you want to transfer into the account.
- Select One-Time or Recurring: Choose whether you want the transfer to be a one-time or recurring transfer.
- Review and Submit:Double-check all transfer details before submitting. Confirm the transfer.
Note: Transfers may take a few business days to complete depending on whether it’s an internal Schwab transfer or an external transfer.
- On the Schwab login page, click on "Forgot Username or Password?"
- If you’ve forgotten your username, you’ll be asked to provide your Social Security number (SSN) and date of birth to retrieve it.
- If you’ve forgotten your password, follow the prompts to reset it. You may need to enter your username and verify your identity via an email or phone number associated with your account.
- Log In: Visit Schwab's website and log into your account.
- Navigate to Statements: Click on "Statements and Documents" in the menu on the left.Schwab
- Select Tax Documents: Choose the "Tax Documents" section to view and download your 1099 forms.
Advyzon
Advyzon is platform we use for our clients that gives you a convenient way to view your financial information in one place. It allows you to view account balances, holdings, performance, statements, and other financial reports. If accounts are linked within the same household, you may also be able to view related household accounts together.
To link accounts under the same household in Advyzon, a Household Authorization Form must be completed. Please contact the office, and we will provide the required form. This authorization allows another person in the household to access and view account information.
The authorized person will be able to:
- Review account information
- View, print, and download account details, including account numbers, balances, positions, and statements
The authorization does not allow the person to:
- Place trades
- Make deposits or withdrawals
- Change investment strategies
- Update personal information or account details
This access is for viewing and reporting purposes only and allows related accounts within the household to be viewed together in Advyzon.
At JH Advisers, we use Retirement Analyzer to help us review your financial plan and see how you are progressing toward your retirement goals. By looking at your income, expenses, savings, investments, and future goals, we can explore different scenarios and make updates as your life or financial situation changes. This helps us continue to monitor your plan and make adjustments as needed.
Annual Review
At JH Advisers, we check in with you at least once a year to ensure your financial goals are on track and aligned with any changes in your life. This review gives us the opportunity to address any questions or concerns and update your plans as needed.
You will receive a postcard at your registered address, notifying you to schedule an appointment. Of course you can always schedule a meeting between reviews if needed. You have the following options to book your appointment:
Visit Calendly to schedule at your convenience.
Call the office at 720-287-5880.
Scan the QR code attached in the shared document.
What has been the performance of my portfolio over the past year?
We will review your portfolio’s performance against your goals and any market benchmarks.
Are there any changes I should make to my investment strategy?
We will discuss your goals, risk tolerance, and any significant life changes that might require adjustments to your strategy.
Should I be concerned about taxes and fees affecting my investments?
We will go over tax-efficient strategies and fees that might impact your returns.
Do I need to adjust my risk tolerance or asset allocation?
We’ll assess your current allocation and see if it aligns with your risk profile or if any changes are necessary based on your goals.
Are there any upcoming changes to the market or regulations I should be aware of?
We will keep you updated on any relevant changes in market conditions or regulatory environments. Watch for emails with scheduled quarterly market updates.
Am I ready to take my Required Minimum Distribution (RMD)?
If you're over 73 you're required to start taking distributions from your retirement accounts. You will be contacted each year in the fall with your appropriate RMD amount based on your account balances and we will discuss the best strategy for withdrawing.
At JH Advisers, we like to be available as much as we can. This “On Track Calendar” is not mandatory to follow; it’s simply here to help you keep track of things we can talk about. We can meet as many times as needed throughout the year.
If you would like to meet more often, please email us at service@jhadvisers.com. We will add you to a different system where we can contact you directly. We will also email you a PDF form to complete. Alternatively, you may download the form, fill it out, save it, and email it to us before your meeting.